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DTSTART:19700308T020000
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UID:2021996:Event:207556
DTSTAMP:20260626T031443Z
SUMMARY:TuitionWISE - understanding your college budget
DESCRIPTION: \nCollege:  A Teen’s First Major Financial Decision\n
  \nConcerns around COVID19 have complicated college decisions for man
 y teens and their parents.  Combine that with the considerable expens
 e of tuition, concerns around student loan debt and the choice of wher
 e to attend college becomes increasingly complex.  A local financial 
 advisor has designed a free workshop for parents and teens, geared tow
 ards creating a reasonable family budget for college tuition. \n“Co
 llege graduates still earn more than those with a high school degree.�
 � What is concerning to me as a financial planner is that young adults
  are consistently having a harder time building an asset base.  Durin
 g personal or national crises, such as a pandemic, personal assets dif
 ferentiate who can reasonably weather the storm and who is devastated 
 by the impact,” says local financial planner, Tron Welch. “I’m n
 ot talking about massive amounts of wealth, but having a nest egg, buy
 ing a home and contributing towards retirement.  It is becoming incre
 asingly difficult for college graduates, even with low debt loads, to 
 lay the groundwork for a healthy financial future.”\nWelch believes 
 that we can help college applicants learn to set themselves up for a s
 tronger future by teaching them to consider the financial implications
  of college.  “We want to continue to encourage teens to pursue hig
 her ed, but to do so in a way that makes sense.” We can do so by hel
 ping them not only learn how to evaluate the return they will receive,
  but consider important factors such as debt load.   Additionally, W
 elch feels that it’s important to help teens develop a picture of wh
 at a post-graduate budget looks like along with an understanding of th
 e importance of starting to save early on.   \nEarlier this year, t
 he St. Louis Federal Reserve published a study that concluded: “The 
 promise of economic and financial advantages associated with postsecon
 dary degrees remains only partially supported by the most recent data.
 ”  The study expresses that while the decline in return is concerni
 ng, a college graduates are still less likely to default on loans, mor
 e likely to be in a long-term partnership and report higher overall he
 alth. \n“These findings make it important for families to really co
 nsider their options and make a calculated decision,” says Tron Welc
 h.  Welch Financial Planning is offering a free webinar, TuitionWISE 
 on Thursday July 16th at 6:30pm.  Parents and teens are encouraged to
  attend.  The workshop offers and opportunity to start the family dis
 cussion on college budget, identifying a good college offer and unders
 tanding return on investment.  For more information visit https://wel
 chfp.com/webinars/sign-up\n \nEvent information:\nTuitionWISE on Thur
 sday July 16th at 6:30pm\nFor more information visit https://welchfp.c
 om/webinars/sign-up\n \n \n \n \n\nFor more information visit http
 s://www.mytowncolorado.com/events/tuitionwise-understanding-your-colle
 ge-budget
DTSTART;TZID=America/Denver:20200716T183000
DTEND;TZID=America/Denver:20200716T193000
CATEGORIES:college, planning, webinar
LOCATION:Webinar
WEBSITE:http://welchfp.com
URL:http://welchfp.com
CONTACT:
ORGANIZER;CN="Patti O'Rourke":https://www.mytowncolorado.com/profile/P
 attiORourke
ATTACH;FMTTYPE="image/jpeg":
ATTENDEE;ROLE=REQ-PARTICIPANT;PARTSTAT=ACCEPTED;RSVP=TRUE;CN="Patti O'
 Rourke":https://www.mytowncolorado.com/profile/PattiORourke
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